Privacy Statement takes the issue of privacy very seriously and we are committed to protecting and respecting our users' privacy. This Privacy and Cookie Statement sets out our current data processing practices. If you have any queries or concerns regarding these practices, you should contact us at

The Information We Collect


When you register with, we ask for your name, email address and postal code. We usually also capture your IP address at the time you register.

Making a purchase

Orders placed with us for goods and services from are fulfilled in a variety of different ways. Some products are handled entirely by and some, such as books, are handled entirely by third parties. If you order a product or service of ours via a third party, please be aware that these sites have their own privacy and data collection practices. does not collect, see or have access to any personal information you may provide to such third parties.

Information We Automatically Track

While on our site, we automatically log certain information about how you're using our site. This information may include the URL that you just came from, your IP address and the pages you visit while on our site. If your browser is set up to accept them, we also use a feature known as a "cookie." Cookies contain bits of information that Web sites transfer to your computer's hard drive for record keeping purposes. Cookies can make the Web more useful by storing information about your preferences on a particular site such as ours. At, cookies are used the following ways: To automatically access your previously stored account information and deliver more personalised services. To estimate our audience size and usage patterns. Advertising networks that serve ads onto our site may also use cookies but please note that we neither control nor have access to those cookies. These advertisers' uses of cookies are subject to their own privacy policies and not that of's. Most browsers are set up to accept cookies, but you can configure your browser to refuse cookies or to notify you when you've received one. If you reject cookies, though, you will not be able to use certain features of our sites. For more on managing cookies, we encourage you to read the Interactive Advertising Bureau UK's discussion on what you can do.

Where Your Information is Stored

The information outlined above is processed and stored in the United Kingdom. By using our site, you consent to this transfer. takes steps to ensure that your information is treated securely and in accordance with this Privacy Policy.

Our Use of This Information

Internal Research

Cookies and the other information we automatically track are used to help us better understand how our audience uses our site as well as for internal research on users' demographics and interests. Each browser accessing is given a unique cookie which is then used to determine usage patterns, and to help in targeting content and ads based on user interests.

To Confirm Your Registration and Contact You

Once you've registered, we will send you a confirmation email acknowledging your new account to the address that you supplied us. We may subsequently email you about our various products and services, or other products and services we feel may interest you.

Information Sharing and Disclosure does not give, rent, lend or sell individual information to any third party. Furthermore, we will not disclose any information about individual users, except as described below.

Current or Prospective Advertisers/Partners

We only provide aggregate, non-identifiable information to our current and prospective advertisers and business partners.

Our Parent Company

As previously mentioned, the information we collect from our users is processed and stored by our parent company, Ballma Ltd.

Third Party Service Providers

We may employ the services of third party providers to aid us in certain aspects of our operations (such as the distribution of our email products or conducting a survey for us). Depending on the services performed, some of these providers may be provided with user information. These contractors would be subject to confidentiality agreements which limit their use and disclosure of all information they obtain through their relationship with to business only, consistent with this policy.

Legal Requests may disclose your personally identifiable information to protect the rights and property of as well as to comply with any applicable law or valid legal process. This includes, but is not limited to: Requests by Government Agencies. We will disclose any information we have in our possession to law enforcement or government officials in response to any inquiry or investigation or if in our sole discretion, we believe it is necessary or appropriate in connection with any investigation or activity that is or may be illegal or may expose us or you to legal liability. In compliance with the Data Protection Act. Pursuant to the Data Protection Act of 1998, will disclose your information: Where the disclosure is required by or under any enactment, rule of law or by the order of a court. Where the disclosure is necessary: For the purpose of, or in connection with, any legal proceedings (including prospective legal proceedings); For the purpose of obtaining legal advice; or For the purpose of establishing, exercising or defending legal rights.

Security is committed to protecting your personal information. All information that you provide to us is stored on our secure servers. Access to personalised areas of the site, is password-protected for your privacy and security. While we do our best to protect your personal information, cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. You are responsible for maintaining the secrecy of your passwords and/or any account information.

Direct Mailings

If you register with or sign up for or buy any of our products or services, we may send you information about our various products and services, or other products and services we feel may interest you. If you do not want to receive such offers and mailings, you can let us know on our Email Unsubscribe page, or send mail to: Privacy at, 117 Pewterspear Green Road, Appleton, Warrington, WA4 5FR. We'll remove your name from our lists as soon as we can. Another way is to simply click the unsubscribe link found in our email messages.

Other Data Processors

Many of our advertisers or partners, such as brokerages and merchants, link from our site to areas on their own sites where they sell their own goods and services. If you follow these links from our site to theirs, you should be aware that these other sites have their own privacy and data processing practices. has no responsibility or liability for these independent policies. For more information regarding a site and its privacy policies, check that site.

Changes to this Privacy Statement may amend this Privacy and Cookie Statement from time to time. If we make any substantive changes to this policy, we will announce it on our site.


This website is designed to provide you with general information only and does not attempt to give you advice on any particular investment or to recommend any particular investment to you. If you have any doubt as to whether a particular investment is suitable for you, you should contact Qfinancial for advice and Qfinancial are trading styles of Ballma Ltd, which is authorised and regulated by the Financial Services Authority, and whose registered office is at 117 Pewterspear Green Road, Appleton, Warrington, WA4 5FR. Registered in England number 4393636. FSA number 303315